How much do you love your phone. I know mine is pretty important to me. I use it to communicate with others. It's use it to advertise my business. I keep my calendars on there, and my register for the shop. However, I do carry insurance on it, so if anything were to happen to it, it will be replaced. A factory caught fire in China, and after making it out a worker went back in to grab his phone. When he emerged from building he was engulfed in flames. Some one recorded and you can watch it below.